For Business Owners
Imperial PFS®works with our agency partners and their insureds to offer flexible premium financing programs

Imperial PFS® has the services and technology to help you manage your business. Financing your insurance premiums gives you the flexibility to use your working capital more effectively. You can use an Imperial PFS®premium finance agreement and free up your capital for product development, hiring new employees, marketing and other investments to grow your business. Imperial PFS®will work with you to develop customized financing solutions that fit the needs of your business.

Why finance your insurance premiums? A few of the reasons are:

  • Preservation of capital. Amortize your payments over the year and free up working capital to invest in other business opportunities.
  • Availability of credit. Keep your credit lines open for other purposes.
  • Higher returns. Earn more on the retained capital than you would by prepaying your insurance premiums.
  • Affordability. Purchase additional coverage at a competitive rate.
  • Fixed rate. Take comfort in knowing your rate will not increase over the term of the loan.

Ask your agency to provide an Imperial PFS® premium finance quote for your coverage. Most quotes are available in minutes with no financial information required. Once you have signed an agreement, which can be done electronically in some states, you can pay by mail, phone, fax, our secure website, pre-authorized account debit or our mobile website. We look forward to working with you.