Data Collection and Use Definitions and Terms for Commercial PFA (or NOAA)
For purposes of this Commercial Finance Agreement, accepted after May 6, 2016,
“Commercial Customer” shall mean a person or entity who seeks or obtains financing products and services for business or commercial purposes, as in connection with financing of premiums for property & casualty and other commercial lines, including but not limited to professional liability, general liability, workers compensation, excess and umbrella lines, and directors & officers insurance.
“Company Information” means any information about a Commercial Customer from which the Commercial Customer could be identified, whether obtained directly from the Commercial Customer or from another source. Company Information may include, but is not limited to: (a) company name; (b) physical address, including street name and name of city or town; (c) e-mail address or other electronic contact information; (d) telephone number(s); (e) tax identification number; (f) credit history; (g) bank or credit card account number; (h) financial statements; (i) information about officers, directors, and other control persons; and (j) any other information from or about a Commercial Customer. However, the following is not considered Company Information: (a) aggregated or anonymous information that does not identify a customer and (b) information that IPFS® obtains from a public source (or knows to be available from a public source).