Personal Line Privacy Notice

Reasons we can share your personal information	Does IPFS share?	Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus	Yes	No
For our marketing purposes: To offer our products and services to you	Yes	No
For joint marketing with our financial companies	Yes	No
For our affiliates' everyday business purposes: Information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes: Information about your creditworthiness	No	We Don't Share
For our affiliates to market to you	No	We Don't Share
For our nonaffiliates to market to you	No	We Don't Share

What We Do:
How does IPFS protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.
How does IPFS collect my personal information?	We collect your personal information, for example, when you open an account or give us your contact information pay your bills or pay us by check apply for financing We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions:
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies such as IPFS Corporation, IPFS Corporation of the South, IPFS Corporation of California, IPFS of New York, LLC and PFS Financing Corp and AndDone, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include insurance companies, service providers, data processors, and co-branded partners.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We do not engage in joint marketing

Who We Are:
Who is providing this notice?	IPFS Corporation, IPFS Corporation of California, IPFS Corporation of the South, and IPFS of New York, LLC (Collectively, referred to as “IPFS”) and AndDone, LLC.