About Us

Imperial PFS is the industry leader in commercial premium financing. We provide short-term loans for businesses and individuals to obtain property and casualty insurance coverage, thus freeing up capital and allowing them to obtain appropriate insurance coverage. IPFS works with our agency partners to ensure a seamless premium finance experience for all parties involved.

What began in 1977 with one branch in Kansas City, MO has grown to 28 branch locations and over 500 Associates nationwide. While much has changed in 40 years, our commitment to providing legendary Customer service has remained the same. We believe that legendary Customer service means serving as an indispensable partner to our valued Customers, rather than just a vendor. Read more about the members of our Executive Management Team.

Imperial PFS was created by combining two of the strongest premium finance brands in the market: Premium Financing Specialists (PFS) and Imperial Credit Corporation (ICC). For more on the history of IPFS, please see below. If you would like to learn nore about the founder of IPFS, you can read the bio of Tom Charbonneau.

Important Dates in IPFS History

Important dates in IPFS History
Important dates in IPFS History

Learn the Benefits of Partnering With IPFS

Benefits for Agents

Benefits for Agents

Premium financing with IPFS offers benefits to agencies including: immediate commission collection, superior account receivable ratios, reduced billing expenses, enhanced service for your clients, increased annual income, and much more.

Learn More

Benefits for Business Owners

Benefits for Business Owners

Financing your insurance premiums gives you the flexibility to use your working capital more effectively. Freeing up capital can allow you to focus on product development, hiring new employees, marketing and other investments to grow your business.

Learn More